Consultations & Financial Plan

€100 (once-off)

Ideal if you want clarity on one specific matter.

• “Am I on track with my pension?”
• “What should I prioritise financially right now?”
• “Do I need income protection or life cover?”
• “How can I save or invest for my children?”

What this includes:

✔ One focused discussion
✔ Clear practical next steps
✔ No obligation to proceed further

If you proceed to a full financial plan within the same calendar year, your consultation fee is deducted from the full financial plan fee of €850. 

If you don’t feel the consultation was valuable or relevant to your situation, we’ll refund the fee in full. Refund requests must be made within 7 days of the consultation.

€200 (once-off)

Ideal if you want broader guidance across multiple areas.

• Income, spending, and savings review
• Pension and long-term planning overview
• Protection gaps and risk exposure
• Medium-term goals (children, career changes, investing)

What this includes:

✔ More time, more depth
✔ Still no full plan commitment
✔ Often used as a stepping stone to a full financial plan

If you proceed to a full financial plan within the same calendar year, your consultation fee is deducted from the full financial plan fee of €850. 

If you don’t feel the consultation was valuable or relevant to your situation, we’ll refund the fee in full. Refund requests must be made within 7 days of the consultation.

€850 (once-off)

Our most comprehensive service.
A personalised financial roadmap covering:

• Cashflow & budgeting
• Pensions & retirement planning
• Protection planning
• Investment strategy (where appropriate)
• Clear action plan with priorities

What this includes:

✔ Two to three meeting process
✔ Structured data gathering
✔ Written financial plan
✔ Annual review meeting included

If, after your initial planning meeting, you decide a full financial plan isn’t right for you, you won’t proceed and no plan fee will apply.