Full Financial Plan

A Full Financial Plan is a comprehensive review of your finances, designed to provide clarity, structure and confidence around your financial future. 

We assess your current position, understand your goals and develop a personalised roadmap to help you achieve them.

Our Full Financial Plan is available for a fixed fee of €850. This includes information gathering, analysis, personalised recommendations, a written financial plan, plan presentation meeting and an annual review meeting

Depending on your circumstances, your plan may cover:
• Pensions & Retirement Planning
• Investments & Savings
• Income Protection
• Life Cover
• Mortgage Protection
• Estate Planning Considerations
• Financial Independence Goals
• Cashflow Planning
• Tax-Efficient Planning Opportunities
 

Yes. 

You'll receive a personalised written financial plan outlining our recommendations, priorities and next steps

Our Full Financial Plan is delivered through a structured four-stage process designed to give you clarity, confidence and a clear roadmap for the future.

Step 1: Discovery & Goal Setting (30-60 minutes)
We begin by getting to know you, understanding your current circumstances, financial goals and what you want to achieve from the planning process.

Step 2: Information Gathering & Analysis
We'll gather the relevant information relating to your finances and undertake a detailed analysis of your current position, identifying opportunities, risks and areas for improvement.

Step 3: Plan Presentation Meeting (60 minutes)
We'll present your personalised financial plan, explaining our findings and recommendations in a clear and practical way.

Step 4: Action Planning Meeting (60 minutes)
We'll work through the recommendations together, prioritise next steps and agree on an
implementation strategy that suits your circumstances.

Step 5: Implementation & Progress Meeting (60 minutes)
We'll support you in putting your plan into action and answer any questions that arise as you begin implementing the recommendations.

Step 6: Annual Review (Included)
Your Full Financial Plan includes an annual review meeting to ensure your plan remains aligned with your goals and adapts to any changes in your circumstances.

Absolutely. 

Many clients engage us specifically to review existing arrangements and determine whether they remain suitable for their current goals and circumstances.

Where appropriate, yes. 

Investment recommendations may form part of your plan if they are relevant to your objectives, time horizon and attitude to risk.

Your financial plan is not simply a report that's handed over and forgotten. 

Following the presentation of your recommendations, we'll work with you through the implementation stage, helping you prioritise and action the recommendations that are most important to your circumstances. 

Your Full Financial Plan also includes an annual review meeting, allowing us to revisit your progress, review any changes to your circumstances and ensure your plan remains aligned with your goals.

No. The plan is designed to give you clarity and informed choices. You remain in control of which recommendations you choose to implement.

A Full Financial Plan is ideal for individuals and families who want greater clarity around their finances, have multiple financial priorities, or want a structured strategy for achieving their longterm goals.

Our advisers take the time to understand your circumstances before providing personalised recommendations tailored to your goals. 

We focus on delivering practical, straightforward financial advice that helps you make informed decisions with confidence.

We'll discuss your circumstances, answer your questions and help determine whether a Full Financial Plan is the most appropriate next step.