First time buyers

For a mortgage application in Ireland, you typically need proof of identity, address, income, employment, savings, and any debt you may have. Additional documents will include bank statements and proof of deposit. DNG Mortgages will provide you with a comprehensive checklist of documentation requirements needed for your mortgage application.

At DNG Mortgages, we don’t charge you a fee for mortgage applications. Benefit from our expert guidance and support without any additional charges, making your mortgage process hassle-free.

Why deal with one lender when you can access all lenders at once with a Mortgage Broker? A Broker will have agencies with multiple lenders, meaning they can access several options for you with one application. There’s also a lot of work in a mortgage application, so why not let a Mortgage Broker do the hard work for you!

 If you purchase a new build or self-build your own home, you may be eligible to avail of either or both of the Help to Buy Scheme and the First Home Scheme.

At DNG Mortgages, you will receive expert guidance, access to all leading lenders, personalised solutions, assistance in navigating complex paperwork, secure the most competitive interest rates, and save time and hassle in the mortgage process. All of this comes at no additional cost to you, as our mortgage service comes as a fee-free offering.

You can expect to be able to borrow up to 4x your ‘allowable taxable income’ as a first time buyer, this being the sum of your basic income plus a portion of your variable pay. Each lender will interpret your variable pay differently, so it is important you seek the expert guidance of a Mortgage Broker to ensure you understand your maximum mortgage borrowing ability.