Why Join the DNG FS Mortgage Club?
Why Join the DNG FS Mortgage Club?
By joining the DNG Mortgage Club, you gain access to expert guidance and resources tailored to your specific needs and timeline. Our proactive approach ensures you're fully prepared for the mortgage application process, saving time, reducing stress, and increasing your chances of securing the best possible terms for your mortgage.
You will have a 15 minute consultation with one of our Mortgage Advisors, designed to help you understand how much you can expect to be able to borrow and how much you should prepare to show in terms of repayment ability over the following 6 months.
One email at the beginning of each of the 6 months, designed to touch on a key aspect of the mortgage process and home buying journey to help you prepare best for what is to come.
At the end your Mortgage Club process, we will send you a list of our Partners, people you are likely to need as part of buying a home. These will include solicitors, trades people, furnishing supply companies, professional cleaners, and many more.
An expert Mortgage Advisor will be assigned to you and they will be your point of contact during your time in the Mortgage Club. Your Mortgage Advisor will be there to answer your questions throughout. Should you decide to use DNG Mortgages for your mortgage application, you will already be familiar with your Advisor.
With over 80 branches nationwide, DNG have property experts throughout Ireland. We can arrange for one of our experts to speak with you about the area in which you are looking to buy, providing you with some top tips to help you secure your dream home.
DNG FS Mortgage Club FAQ
Some key questions to help you understand more about the DNF FS Mortgage Club and what is involved.
There is no cost for joining the DNG FS Mortgage Club. Furthermore, there will be no fee should you then choose DNG Mortgages for your mortgage application.
The DNG FS Mortgage Club is the only of its kind in Ireland. It is a 6 month process you enter into which will result in you being mortgage-ready for a mortgage application, assuming you follow our guidance. Naturally mortgage applications are subject to full underwriting, and we aren’t going to be the decision makers, but being a graduate of the DNG Mortgage Club will significantly enhance your chances of securing mortgage approval.
No, even if you avail of our DNG Mortgage Club service, there is no obligation for you to use us for your mortgage application. We would like to think you will use our services, but that is for you to decide.
Why deal with one lender when you can access all lenders at once with a Mortgage Broker? A Broker will have agencies with multiple lenders, meaning they can access several options for you with one application. There’s also a lot of work in a mortgage application, so why not let a Mortgage Broker do the hard work for you!
At DNG Mortgages, you will receive expert guidance, access to all leading lenders, personalised solutions, assistance in navigating complex paperwork, secure the most competitive interest rates, and save time and hassle in the mortgage process. All of this comes at no additional cost to you, as our mortgage service comes as a fee-free offering.
You can expect to be able to borrow up to 4x your ‘allowable taxable income’ as a first time buyer, this being the sum of your basic income plus a portion of your variable pay. Each lender will interpret your variable pay differently, so it is important you seek the expert guidance of a Mortgage Broker to ensure you understand your maximum mortgage borrowing ability.
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Why choose DNG fs?
Our People
Our team comprises seasoned and highly skilled professionals in financial services, poised to be your trusted financial partners.
Our Locations
With our extensive nationwide presence, we're uniquely positioned to serve clients across the Republic of Ireland.
Our Experience
To empower you with clear, structured wealth management strategies, guiding you toward financial independence through collaborative partnership.