Ireland’s Premier Mortgage Broker & Mortgage Advisor
4.9/5 from 166 reviews
DNG Mortgages has one of Ireland's most experienced teams of Mortgage Brokers.
DNG Mortgages has one of Ireland's most experienced teams of Mortgage Brokers.
Whether you’re buying your first home, trading up, seeking to expand your investment portfolio, or simply looking to switch to a better deal, our tailored solutions are designed to meet your specific needs.
From application to approval, your dedicated DNGFS Mortgage Advisor takes care of the entire process. Your DNGFS mortgage advisor is here to make it easy, so you can focus on what matters: finding your dream home.
Our role is to find you the best available mortgage deal in the market, with the least amount of effort from you. Our Mortgage Brokers are here to take the stress out of the process for you. The added benefit is that it is completely FREE with DNG FS.
At DNG Mortgages we understand the importance of innovation. We process our mortgage applications end-to-end using the most innovative mortgage technology available and consequently deliver an unrivalled user experience.
Why deal with one lender when you can get access to multiple lenders at once? At DNG Mortgages we understand the importance of choice when it comes to taking out a mortgage. We are uniquely positioned in partnering with all of the leading mortgage lenders in Ireland.
At DNG Mortgages we understand that buying your first home, trading up, buying an investment property, and switching mortgage provider for a better deal can be a stressful process. Our role is to find you the best available mortgage deal in the market, with the least amount of effort from you. Our Mortgage Brokers are here to take the stress out of the process for you. The added benefit is that it is completely FREE with DNG FS.
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Why choose DNG FS?
Industry Experts
Our team of seasoned financial professionals is here to be your trusted partners
Premium Service
We pride ourselves on quality, integrity, and speed.
Mortgage Experts
Our mortgage team is renowned for their industry expertise
Online Capabilities
Our market-leading IT capabilities allows for an end-to-end digital mortgage experience
Nationwide Coverage
Our extensive branch network allows us to cater for clients throughout Ireland.
Mortgages FAQ
A mortgage broker acts as an intermediary between you and multiple lenders, helping you find the best mortgage deals. At DNG FS, our expert mortgage advisors assess your financial situation, compare rates, and guide you through the application process to ensure a smooth experience
Banks offer only their own mortgage products, while mortgage brokers provide access to multiple lenders, increasing your chances of securing a better rate and terms. Brokers also handle paperwork and negotiations, making the process more efficient.
The minimum deposit varies based on the type of mortgage:
- First-time & second-time buyers: At least 10% of the property price.
- Investors: At least 30% of the purchase price. Government schemes like the Help to Buy Scheme can assist first-time buyers with their deposit.
Lenders typically allow first time buyers to borrow up to 4 times their annual income. Second-time buyers can borrow 3.5x their annual income. However, factors such as proven repayment ability, other financial commitments, and monthly expenses can impact your borrowing capacity. A DNG FS mortgage advisor can assess your finances and provide a more accurate estimate.
The timeline varies, but generally:
- Mortgage approval in principle Takes a few days to a few weeks.
- Full mortgage approval: Can take 1-2 weeks, depending on lender processing times and document submission.
Yes, but the process can be more complex. Lenders require:
At least 2 years of financial records (bank statements, tax returns, profit & loss accounts).
Proof of consistent income and business stability.
A mortgage broker at DNG FS can help self-employed applicants secure the right mortgage.
Apart from the deposit, other costs include:
- Stamp Duty: 1% on properties up to €1 million.
- Legal Fees: Usually between €1,500 - €3,000.
- Valuation Fees: Around €150 - €250.
- Mortgage Protection Insurance & Home Insurance.